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What is Final Expense Life Insurance?

Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular amongst seniors. 

Most final expense plans have these features: 

  • Whole life insurance - no expiration if premiums are paid

  • Cash value - insured may be able to take out a policy loan

  • Fixed premiums as long as they're paid

  • Simplified issue - usually no medical exam is required, just health questions on the application

  • Easy one page application process

  • Fast approvals - coverage can often be issued in days

  • Affordable rates

Leave your family a legacy, 

not the burden of funeral cost

No medical exam required - easy one page application

Perfect for everyone on a fixed income

Most qualify even with health issues!

Up to $20,000 cash to assist with funeral cost including burial and final expenses 

Letters of appreciation from our clients...

"Amazed at how quickly claim was processed. I wish all insurance companies used your process." 


—  Jerry W., NC

Old and Young
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