We are a final expense agency focused on taking care of our clients needs, representing the #1 final expense insurance company in the United States, Lincoln Heritage Life Insurance Company®

client 3
client%202_edited
client%205_edited
client%204_edited
client 1

ABOUT US

 

In 2006, Raymond Gadd formed The Gadd Group which marked the beginning of his journey with Lincoln Heritage Life Insurance Company®. Nine years later in 2015, the leadership team of The Gadd Group made the decision to change the name of the group to Vision To Legacy Group which defines what we stand for as an agency.

"After spending almost 12 years in the cemetery and funeral business, and three years as an insurance broker, I found the final expense business. I contracted with Lincoln Heritage in April 2006 and spent nearly six years with the largest Lincoln agency at the time. My income went into six figures in the first full year and continued to get better as I learned the business. In January of 2010, the agency changed their focus to a different company and offered me a higher commission contract to write for that company instead of Lincoln Heritage.  After 18 months, my income had dropped about 40% on a higher contract. I re-contracted with Lincoln in September of 2011 and haven't looked back. Being able to apply my experience in the cemetery and funeral industry to the final expense business has been invaluable". - Raymond G.

V2Lsquareblank.png
Screen Shot 2021-04-21 at 1.33.59 PM.png

We have a vision to create and leave a legacy for our families, including both client and agent families.

MEET OUR MANAGERS

Justin Rosson photo.jpg

JUSTIN ROSSON

Regional Manager-

 El Dorado, AR

Screen%20Shot%202021-04-26%20at%203.20_e

GAYLYNN SMITH

MGA-

Chattanooga, TN.

Screen Shot 2021-04-26 at 3.20.35 PM.png

COREY OTTINGER

MGA-

Tri-Cities, TN.

MONDO GRIMES

MGA-

Nashville, TN.

MEET OUR MANAGERS

Gaylynn 7-21 photo.jpeg

"After 29 years of working in the insurance industry for a name brand property and casualty insurance company, I decided it was time for a change. In December 2011, I became appointed as a licensed life insurance agent with Lincoln Heritage Life Insurance Company. After two years in this business, I reached a six figure income and just in three short years, I have already earned and traveled on several company sponsored trips.  I can honestly say this has been the best career decision I have ever made!"

GAYLYNN SMITH

MGA-

Chattanooga, TN.

Screen Shot 2021-04-26 at 3.20.35 PM.png
Screen%20Shot%202021-04-26%20at%202.17_e

COREY OTTINGER

MGA-

Tri-Cities, TN.

Screen Shot 2021-04-26 at 3.21.37 PM.png

"After playing college basketball for a year in 2009, I left and went home knowing school just wasn't for me. I found myself working at a factory and I hated every moment of it. I was making $20 an hour and I became comfortable. I had accepted this income and I thought I would probably be there the rest of my life. At the age 24, my dreams had died. 

Eight months after being presented with the opportunity to work with Lincoln Heritage, I finally decided to give it a shot. I could no longer work for a company that didn't value my worth. I was tired of just being a number. I had reached a breaking point. Without risk, there is no reward, right? 

This career has forever changed my life. Don't think for a second you don't have to work hard at this. Success isn't handed to you, it's earned. If you invest your blood, sweat, and tears into this opportunity, you too can make more money than you could ever imagine. 

Fight for your quality of life. 

At the end of the day, I look at my boss in the mirror. Prove your worth to your family and friends. 

More importantly, prove it to yourself."

Regional Manager-
 El Dorado, AR

Justin Rosson photo.jpg

JUSTIN ROSSON

Screen%20Shot%202021-04-26%20at%203.20_e

"I grew up in Paris, Texas where life was not handed to me on a silver platter. After spending 10 years in the army, I found myself struggling to find my purpose in life. I was offered an opportunity to work with Lincoln Heritage and moved from Texas to Arkansas. 

In three short years of joining the company, I had reached a six-figure income and started building The Mars Group. Since then, I have doubled that income, brought my credit score to the high 700's. I have also gotten married, bought a house, purchased multiple vehicles, traveled around the world and my wife and I are expecting our second child. 

Most importantly, I found where I am supposed to be in life. I have the largest call center in the region and look forward to exceeding any and all expectations

Most importantly, I found my purpose. I've had the honor to lead multiple agents to find their own success story within The Mars Group. 

have control of my income, my business and my life.

I cannot wait to see what this opportunity will do for you!"

MEET OUR ADMIN

JP photo 2.jpg

"I have been with Raymond and his team since 2015 and have not only gained a wealth of knowledge for myself and family, but I have also gained respect for the agents and this company and what the company stands for." 

JENNIFER PELFREY

Administrative Support
Chattanooga, TN

 

CAREER OPPORTUNITY

 

What if ONE opportunity could change your life? 

This opportunity is for everyone who is willing to commit 100% of themselves to training, learning and helping others. Most of our agents do not have experience with Final Expense Insurance, and that is okay. We will train you and set you up for success!

This opportunity is for those looking for unlimited income potential. With hard work comes great reward.

This opportunity WILL make a difference in both your clients lives and yours as well.

Are you ready to make a change and start a career with the #1 Final Expense company in the U.S.? 

THE HIRING PROCESS

1. Complete the simple form below and one of our area managers will contact you to schedule an interview. 

2. Complete the interview process and apply for your life insurance license. 

3. Start training for your new career with mentorship and leadership not found in corporate America. 

4. Begin building a legacy that YOU will be proud of. 

 

AGENT TESTIMONIALS

Screen Shot 2019-05-02 at 5.43.40 PM.png

"The options are the same for most people. Do I play it "safe", start over and look for another job in corporate world where a paycheck is guaranteed, (as long as the employer wants to keep them) OR do I look for an opportunity and company with a proven model of success, plug into a proven system and bet on myself?

Both options are risky, but for me, at 47 years old having just been laid off, there was no way I was putting my future in the hands of another employer! For the past 2.5 years, Lincoln Heritage has given me the ability to prove myself what I know I am worth. This opportunity is not just about money I make today, but the future I'm building for me and my family. At this point, no employer can buy me out!"

FORMER MUSIC ARTIST REP/ GUY ZABKA / SPRING HILL, TN

"As a former nurse working in the ER for 5 years, the job required long hours, dedication and commitment to your team to help all patients to stay alive. I have always had a passion to help others. When this opportunity arose with V2L, I realized that the same qualities I had as a nurse, were also required in this.

You must be committed to staying the course even when it's hard. You have to have the dedication to yourself and to your team to give 100% all the time. You must have a strong work ethic whether it means working 8 hours a day or 12, you do whatever it takes to help your families on one of the worst days of their lives. The reward is knowing that you made a difference in someone else's life."

FORMER NURSE/ DANIELLE SMITH / CHATTANOOGA, TN.

DSmith photo_edited.jpg
Lance Smith photo copy_edited.jpg

"Over three years ago I made one of the BEST decisions of my life; becoming a part of the V2L family! At the time, I was looking for a "job" that was going to provide the finances and stability that I needed for myself and my daughter. I had NO IDEA that I was joining a life-changing company. My experience has been MORE than just a "job". To me, it's a mission. Knowing that I am with the #1 Final Expense company gives me the confidence to go help even more people do something that is SO IMPORTANT to and for their family. Personally, being a V2L agent has made ALL the difference in the world. The flexibility is amazing, and there is nothing like being your OWN boss, running your OWN business."  

FORMER UBER-LYFT DRIVER / LANCE SMITH / ANTIOCH, TN